Free Heath Insurance Help at the Y
We are committed to your well-being, and that includes ensuring you have access to essential healthcare resources. That's why we are proud to offer the services of an experienced MNsure Navigator to assist you in your journey to affordable and quality healthcare coverage.
What is MNsure? MNsure is Minnesota's health insurance marketplace, where individuals and families can explore, compare, and enroll in health insurance plans that suit their needs and budgets. It's the go-to platform for securing comprehensive health coverage through the state’s public health care programs and is also the only place to purchase private coverage and receive a tax credit.
Why Work with a MNsure Navigator? Navigating the MNsure system can be complex. Our dedicated MNsure Navigator is here to simplify the process and guide you every step of the way.
Expert Guidance
Our MNsure Navigator is a certified professional with in-depth knowledge of the MNsure marketplace. They will provide you with personalized assistance tailored to your specific circumstances.
Unbiased Support
We are here to serve you, not insurance companies. Our goal is to help you make informed decisions about your healthcare coverage based on your unique needs.
Confidential and Free Assistance
Rest assured, all your personal information is treated with the utmost confidentiality. Our services are also completely free, ensuring you have access to assistance without any additional costs.
How Our MNsure Navigator Can Help You?
- Eligibility Assessment: Determine your eligibility for various healthcare programs, including Medical Assistance, MinnesotaCare, and private insurance plans.
- Application Assistance: We will assist you in completing your MNsure application accurately and efficiently, minimizing the chances of errors that could lead to delays.
- Renewal Support: If you're already enrolled in a MNsure plan, our navigator can help you with the renewal process, ensuring you continue to have uninterrupted coverage.
- Plan Comparison: Our navigator will help you understand available plans, their coverage, and costs so you can feel confident choosing the one that best fits your budget and healthcare requirements.
- Advocacy and Appeals: If something doesn’t go as expected, our navigator will have your back.
- General Questions: Our navigator is happy to help answer questions you may have about mail you received, understanding insurance terms, planning for the future, and more. And if something stumps us, we are happy to refer you to other community resources that may be able to help.
How to Get in Touch
Getting started with our MNsure Navigator is easy. We recommend sending an email first to request a phone consultation. Usually, this initial phone screening takes about 15-20 minutes and helps us get on the same page about your situation. If an in-person appointment is necessary, we will set up a time to meet at one of our Duluth Area YMCA locations. Reach out today!
MNsureNavigator@duluthymca.org | 218-241-8008 ext. 587
No. Our navigator can help anyone who lives in the state of Minnesota.
Our navigator will help you understand this, but generally speaking – if you don’t have another health insurance plan (or an offer of a health insurance plan from an employer) there is a really good chance you could be eligible for coverage with financial help through MNsure.
Depending on household income, you may qualify for health insurance savings in the form of tax credits, cost-sharing reductions or a public health care program like MinnesotaCare or Medical Assistance.
Folks who have access to an employer health plan that doesn’t meet the affordability standard or whose household income is under the Medical Assistance income limits, can also access health insurance savings programs through MNsure.
And any Minnesotan can apply for a private plan through MNsure without financial help, regardless of income and access to other insurance.
No, but local navigators from our Insure Duluth coalition are available for walk-ins every week at these locations:
Duluth Public Library
520 West Superior Street, Duluth, MN 55802
Thursdays - Noon-6pm
Government Services Center
320 West 2nd Street, Duluth, MN 55802
Mondays - Noon-4pm
- Current insurance information, including plans offered by an employer even if you’re not enrolled
- Household income information (paystubs, W-2, recent tax return, social security income statement, etc.)
- Social security numbers and birth dates for all household members (your household is considered the people with whom you files taxes)
- MNsure account login information (if you have previously opened an account)
